Was the damage done to your house from the initial Earthquake or the Aftershock? The reason that this determination can be so important with an Earthquake policy. How to protect your property form the Chasm created by Earthquake Policies. The Secret of Aftershocks on Earthquake Policies Explained: All insurance policies have a start date. Property…Read More
Does USAA offer earthquake insurance in California? The CEA USAA earthquake insurance partnership. Highlights of USAAs earthquake offering. Earthquake Insurance, From USAA: Insurer USAA offers earthquake insurance through the CEA. USAA is one of the Participating Partners of the CEA. Patnership with the CEA means that USAA is able to offer earthquake policies alongside homeowners…Read More
The largest San Francisco Bay Area earthquake, since the 2014 Napa Earthquake struck today, October 25th, 2022 at approximatly 11:42AM according to numerous sources. As of the writing of this article the shake was rated as a 5.1 Magnitude quake. The earthquake was centered near San Jose, CA. More details on this earth movement can…Read More
A couple of interesting articles about Earthquake History, Science, and Economic Costs. So much to read online these days its hard to imagine finding all of the time. Information about earthquakes though can be challenging to find. This blog – QuakeCov, which is dedicated to independent earthquake insurance issuance – also covers other aspects of…Read More
The Red Cross has an interesting site that explores earthquake safety. Being one of the premier disaster relief groups in the United States, we thought reviewing and restating Earthquake Safety from the Red Cross would be a useful idea. The ideas presented in this blog post are pulled more or less right off the Red…Read More
The Eastern California Shear Zone or ECSZ is a “swatch of individual [earthquake] faults” according to Berkeley Seimology Lab. The zone runs from “the northern Owens Valley [to] east of the Sierra Nevada [and then to] the Mojave Desert [and] all the way to the Palm Springs area…” in the south. It is a vast…Read More
What is the Modified Mercalli Intensity Scale? How is the Mercalli Scale Used The Mercalli and its Insurance Value: an Observable Data Measurement Tool. The Modified Mercalli Intensity Scale: Modified Mercalli – All about Observable data. The Mercali scale is an “arbitrary ranking based on observed effects” and is used for measuring shaking. It does…Read More
During a recent debate on earthquake insurance in the tiny European country of Liechtenstein, a small 3.9 magnitude earthquake struck on September 1st of 2022. Although no injuries were reported in the principality, the need for quake insurance could not have been better demonstrated. The story about politicians debating earthquake insurance at the same time…Read More
A new Cal Tech study using earthquake simulations has provided very strong evidence for a form of earth movement that may have been involved in the Japan 2011 Quake and Tsunami. This quake was a 9.0 magnitude quake. The study involves a little known type of gravel known as rock gouge which is sized in…Read More
In a press release dated June 2022, Palomar states “A.M. Best affirmed the A− (Excellent) rating for Palomar and our A− (Excellent)” group rating for Palomar Holdings, Inc. Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, and Palomar Specialty Reinsurance Company Bermuda Ltd. were also affirmed the rating of “A− (Excellent)” by A.M.…Read More