Earthquake Insurance for Personal Property

Everyone knows that earthquake insurance is needed if you own a house. Although few purchase it. But can you get earthquake insurance is you rent a property? Thoughts on Earthquake Insurance for Renters How to procure Quake Insurance as a non property owner Is there a Value in getting Earthquake Insurance as a Renter? First…
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Earthquake Insurance for your Auto

Where do you purchase Earthquake Protection for your Auto Policy Does Comprehensive Auto Coverage cover for Earthquake Damage Do you Need a Separate Policy to cover your Auto from Land Movement? Do you Need a Separate Policy to cover your Auto from Land Movement? In general, you do not need a seperate auto policy to…
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The Humboldt Dec 20th 2022 Earthquake

At about 2:30AM on December 20th – 2022, a massive and strong earthquake hit about nine miles southwest of Ferndale, CA. The Magnitude 6.4 quake struck in a junction of three tectonic plates. These plates include the San Andreas Fault, the Mendocino Fracture Zone, and the Cascadia Subduction zone. This is located in Humboldt County.…
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UCERF3

UCERF3 simply stands for the Uniform California Earthquake Rupture Forecast, and the third verion of it. According to the Southern California Earthquake Center UCERF3 “provides authoritative estimates of the magnitude, location, and likelihood of earthquake fault rupture throughout the state.” UCERF3 was created by a working group in 2014 and implemented in 2015. UCERF3 is…
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The Little Secret of Aftershocks on Earthquake Policies

Was the damage done to your house from the initial Earthquake or the Aftershock? The reason that this determination can be so important with an Earthquake policy. How to protect your property form the Chasm created by Earthquake Policies. The Secret of Aftershocks on Earthquake Policies Explained: All insurance policies have a start date. Property…
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USAA Earthquake Insurance

Does USAA offer earthquake insurance in California? The CEA USAA earthquake insurance partnership. Highlights of USAAs earthquake offering. Earthquake Insurance, From USAA: Insurer USAA offers earthquake insurance through the CEA. USAA is one of the Participating Partners of the CEA. Patnership with the CEA means that USAA is able to offer earthquake policies alongside homeowners…
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Oct 25th, 2022 San Jose Earthquake

The largest San Francisco Bay Area earthquake, since the 2014 Napa Earthquake struck today, October 25th, 2022 at approximatly 11:42AM according to numerous sources. As of the writing of this article the shake was rated as a 5.1 Magnitude quake. The earthquake was centered near San Jose, CA. More details on this earth movement can…
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Seven Interesting Articles about Earthquakes

A couple of interesting articles about Earthquake History, Science, and Economic Costs. So much to read online these days its hard to imagine finding all of the time. Information about earthquakes though can be challenging to find. This blog – QuakeCov, which is dedicated to independent earthquake insurance issuance – also covers other aspects of…
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Red Cross Earthquake Safety

The Red Cross has an interesting site that explores earthquake safety. Being one of the premier disaster relief groups in the United States, we thought reviewing and restating Earthquake Safety from the Red Cross would be a useful idea. The ideas presented in this blog post are pulled more or less right off the Red…
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Eastern California Shear Zone

The Eastern California Shear Zone or ECSZ is a “swatch of individual [earthquake] faults” according to Berkeley Seimology Lab. The zone runs from “the northern Owens Valley [to] east of the Sierra Nevada [and then to] the Mojave Desert [and] all the way to the Palm Springs area…” in the south. It is a vast…
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