CEA Coverage Changes November 1, 2023

The CEA is enacting insurance changes to their earthquake insurance policies. In a letter sent directly to exisiting consumers. The CEA states that they are “writing to inform you about changes that are coming to your California Earthquake Authority (CEA)earthquake insurance policy..” More information is also available on their website. The changes are numerous and…
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Earthquake Charities

From time to time we receive requests for places to donate money to in regards to Earthquakes. QuakeCov has not verified any of the financials of any of these donation sites, but below is a small list of some of the better known ones. A Partial List of Earthquake Charities: Red Cross Disaster Relief. The…
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Farmers Earthquake Insurance

How to Purchase an Earthquake Insurance with Farmers Insurance in California. The CEA and Farmers Insurance Parternership Program. Alternative Quake Policies for Farmers Homeowners, About the Farmers CEA Earthquake Policy: Farmers Insurance provides earthquake insurance through the California Earthquake Authority. These quake policies are provided through the CEA Parternship Program. Farmers provides the marketing, sales,…
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The Alarming Crack of Doom

An alarming new article found in the Sun raises concern of a possible mega quake off the coast of Oregon in the Pacific Ocean. This new short form article contains little in the way of scientific information – but does raise interesting questions about the risk of thermal vents found along the US Pacific Coast.…
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Parametric Earthquake Insurance

the new type of earthquake protection available What is Parametric Insurance What is Parametric Earthquake Insurance and How its Measured How parametric earthquake insurance is different than standard earthquake insurance The Real Basics about Earthquake Parametric Insurance: Parametric Earthquake Insurance is a very new product globally and here in the United States. Provided by a…
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The New Madrid Seimic Zone Report, Part 1

The National Association of Insurance Commissioners has created an interesting report published November 1st of 2022. The report is titled Addressing the New Madrid Seismic Zone Earthquake Protection Gap. For obvious reasons this paper is of keen interest to QuakeCov. And for that reason we shall make this rerport subject of several blog articles about…
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An AI Earthquake Insurance article Gone Awry

AI or Artificial Intelligence is out there and it is being used more and more. AI can be a great product. However relying on it for specifics about insurance – could potentially be dangerous. To that end QuakeCov attempted to use a somewhat famous new AI tool to produce this article, specific to Earthquake Insurance.…
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AM Best Downgrades CEA FSR to B++

AM Best, a US Ratings Agency has downgraded the California Earthquake Authority Financial Strength Rating to B++. A B++ Rating is considered “Good.” The CEA’s rating before the downgrade was an A-. This rating is dated as of January 18th, 2023. An A- rating is considered “Excellent.” This is bad news all around. CEA Former…
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The 2023 Turkey Syria Quake

The February 6th 2023 Earthquake that shook southern Turkey along its’ border with Syria is one of the most powerfull seismic events in recent memmory. At the time of this writing over 40,000 have been reported as having been killed. Far more were injured. The rather shallow depth quake, less than 20KM deep, was registered…
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Poseidon – the God of Earthquakes

The Ancient God Poseidon is the God of Earthquakes Poseidon is also the God of Horses and the Sea What is the Connection between Poseidon and Earthquakes? Poseidon is a powerful Greek God who is the God of the Sea, Horses, and Earthquakes. In our short article we will explore Poseidon and his exact connection…
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