We work with individuals across California to secure the best earthquake insurance rates.
With access to all the top rated insurance companies we can frequently save you money.
June 23rd, 2022 According to multiple media reports a deadly earthquake has struck in Afghanistan killing over 1000 people. Initial estimates put the quake at least a 6.1 magnitude. The quake struck at about 1:30. The event happened very close to the Pakistan Border near the Paktika province. Damage was also reported in Pakistan. The…Read More
An early morning June Earthquake jolted Georgia on June 18th 2022. The Earthquake was a 3.9 Magnitude and was located 7KM east of Stillmore Georgia, this according to the USGS. This is more or less in the center of the state. This was the second day in a row for earthquakes in this area. The…Read More
FEMA has an interesting simple document about how to protect your home from an Earthquake. It is basic and mostly a low cost solution. It is certainly not a be all end all document. But – For many its a great place to start for Earthquake Safety. The Federal Emergerncy Management Agency states: “there are…Read More
What are Participating Insurers for the CEA? How CEA Partners and the CEA work Together? Processes, Underwriting, Claims, and Sales of CEA Policies through the PI Program A Comprehensive list of CEA Participating Insurers CEA Insurance Partners AKA CEA Participating Insurers: The California Earthquake Authority is a Public – Private insurer that only provides coverage…Read More
The 1995 Ridgecrest Earthquake Sequence was a series of earthquakes that began on August 17th of 1995. The main or most signficant quake occured on September 20th. That shock or quake was magnitude ML 5.8. Over 2,500 aftershocks occured. This situation is eearily similar to another Sequence of Earthquakes that also happened in Ridgecrest but…Read More
By May of 2022 earthquake activity has been a bit surprising. Numerous significant earthquakes have appeared in the United States in some perhaps unusual places. The USGS loosely defines & describes significant as “a combination of magnitude, number of Did You Feel It responses, and PAGER alert level.” This blog post is simply a list…Read More
General Definitions of Magnitude, Science Definitions of Magnitude What is Magnitude in Relationship to Earthquakes How are Magnitudes Measured? Different Methods of Measurement. Magnitude and the Importance to the Earthquake Insurance Industry: Magnitude has many different definitions. However as it relates to the insurance industry it is simply a measurement of an earthquake. The use…Read More
March 30th 2022 – Fitch Ratings has downgraded the California Earthquake Authority’s IDR “and revenue bond ratings” to an A-. Previously the CEA’s IDR ratings was an A. Now it is an A-. CEA Current IDR Rating: A- CEA Past IDR Rating: A An A- rating is considered lower than an A rating. Fitch Rating…Read More
Is there a War Exclusion on a California CEA Earthquake Policy? Would a War created Earthquake be Covered by the California Earthquake Authority? How Could War Create an Earthquake? A CEA War Exclusion: What it means The War Exclusion on the CEA Policy In other posts about Earthquake Insurance exclusions we have stated that War…Read More
A great article found on DNYUZ highlights this risk of Tsunami to Washington State Tsunamis are not covered by Earthquake Insurance, but are they covered by Flood Insurance? The Media Story about Ocean Shores Washington State: An exellent article found in DNYUZ.com titled “The Tsunami Could Kill Thousands. Can They Build an Escape? was published…Read More