We work with individuals across California to secure the best earthquake insurance rates.
With access to all the top rated insurance companies we can frequently save you money.
In a press release dated June 2022, Palomar states “A.M. Best affirmed the A− (Excellent) rating for Palomar and our A− (Excellent)” group rating for Palomar Holdings, Inc. Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, and Palomar Specialty Reinsurance Company Bermuda Ltd. were also affirmed the rating of “A− (Excellent)” by A.M.…Read More
The California Earthquake Authority has numerous exclusions on their property insurance policy form… One of those many exclusions is a “Nuclear Hazard”s exclusion. Is your property covered by a nuclear issue on your CEA policy What is Nuclear? Cambridge defines “Nuclear” in one of two ways: “being or using the power when the nucleus of…Read More
August 2022 – GeoVera announces that “GeoVera’s “A” (Excellent) rating by A.M. Best has been re-affirmed in June 2022. ” This rating refers to their Financial Strength Rating. An A rating is considered the third hightest FSR attainable. According to an online publication- the AM Best rationale for the rating include the following considerations. They consider…Read More
A new bulletin from Aegis states: “Aegis General Insurance Agency is pleased to announce a new California Residential Earthquake product offering... Palomar Specialty Insurance Company.” This means that Aegis is teaming up to sell Palomar property Earthquake Insurance. Palomar insurance, a California Earthquake Insurer is very well known in the property insurance space. Known for…Read More
In California, Amica Mutual Provides Earthquake Insurance through the CEA The Insurer is based in Rhode Island Amica has an A+ Financial Strength Rating while the CEA has an Fincnial Strength Rating of A-. When you purchase earthquake with Amica you are purchasing a CEA policy. About Amica’s Earthquake Offering: According to the California Department…Read More
University of Southern California scientists recently found evidence that our planet’s core oscillates and not necesarily in the way we thought. Using data from the 1970s in the United States and Russia, researchers have made modern discoveries in the new millennium. This new information changes what we previously believed to be true about Earth’s movement.…Read More
In the world of insurance, definitions mean a lot. Earthquake insurance definitions are no different. In many cases some of these definitions may be the same as the science definition, but in other cases it may not be. With all forms of insurance it is useful to read your own policy to check if your…Read More
June 23rd, 2022 According to multiple media reports a deadly earthquake has struck in Afghanistan killing over 1000 people. Initial estimates put the quake at least a 6.1 magnitude. The quake struck at about 1:30. The event happened very close to the Pakistan Border near the Paktika province. Damage was also reported in Pakistan. The…Read More
An early morning June Earthquake jolted Georgia on June 18th 2022. The Earthquake was a 3.9 Magnitude and was located 7KM east of Stillmore Georgia, this according to the USGS. This is more or less in the center of the state. This was the second day in a row for earthquakes in this area. The…Read More
FEMA has an interesting simple document about how to protect your home from an Earthquake. It is basic and mostly a low cost solution. It is certainly not a be all end all document. But – For many its a great place to start for Earthquake Safety. The Federal Emergerncy Management Agency states: “there are…Read More