Many Insurance Policies contain Bold Typeface. The Bold Type on a CEA policy simply refers to terms that are later defined in the policy. Only some terms on a CEA policy are specifically defined within the policy. Just because a term is NOT defined does not mean that a definition does not exist. Bold Type,…Read More
Simply put aftershocks are earthquakes after an initial earthquake. However the definition is not perfectly clear on the California Earthquake Authority Policy. The when, where, how, etc may be key to your earthquake insurance policy and any possible protection you may [or may not] receive. It is important for you to understand the concept of…Read More
Your Home Insurance policy contains an exclusion for Land Movement. You Purchase an Earthquake Insurance Policy. Are you now covered for all Land Movement? No. Purchasing an Earthquake Insurance policy only protects your structures from the peril of earthquake. This does not cover other forms of land movement, including, but not limited to: Landslide, Subsidence,…Read More
Earthquake Insurance, such as with all insurance is subject to exclusions. Not all California policies are the exact same, but they tend to fall along some common lines. Earthquake Insurance is subject to all sorts of exclusions including, but not limited to the following: War, Nuclear. and Pollution Fire and Explosion Ordinance and Law /…Read More
In the United States Earthquake Insurance is a form of Property Insurance that covers the policyowner from damage caused by earthquakes, including shaking, subject to the limits, deductibles, and exclusions found in the policy. It is important to note that all policies are different and numerous exclusions will apply. Differences may exist between Personal and…Read More