Have you ever wondered why you get earthquake insurance offers in California? Why they seem to show up in the mail, even when you did not ask for one? Why homeowners that are insured in California, get Offers of Earthquake Insurance at least every other year. California has some great laws. The state also has…Read More
Loss Assessment might just be the most important insurance coverage that a Condo Unit Owner has never heard of. And in regards to Earthquake Insurance it may be the reason that you should get an Earthquake policy. EQ Loss Assessment Coverage should be procured by every condo unit owner in the state of California, assuming…Read More
A recent article found on CNN compares an earthquake damaged home to “a giant lawn ornament that’s going to bankrupt” the homeowner. However rude this clickbate headline/sub headline is – it brings to light the need and value of earthquake insurance. As good as the sentiment is – the overall earthquake insurance information is sub…Read More
The California Earthquake Authority has a back door to allowing a Day of Extra Insurance at what seems is no cost. We won’t say its free, but… We use wording direct from the CEA insurance manaul in this post. CEA and an the Secret Extra day of Quake Insurance Free, No Charge, An Extra Day…Read More
What is Cat Risk? Catastrophic Risk and Catastrophe Insurance, briefly explained Who Insures Cat Risks? It is said that Catastrophe Insurance is insurance for certain “low probability high cost events.” Events that are typcally excluded from typical homeowners insurance. The Catastrphofic risks, CAT for short include: Flood, Earthquake, Hurricane, riot, and even terrorist events. A…Read More
On October 18th at 9:29AM in the morning the automatic quake alert system went off. A 4.2M tremor triggered the alert system. According to Insurance Journal: “The tremor triggered a warning from the West Coast`s ShakeAlert system, which detects the start of a quake and sends alerts to smartphones in areas expected to experience shaking.”…Read More
AI or Artificial Intelligence is out there and it is being used more and more. AI can be a great product. However relying on it for specifics about insurance – could potentially be dangerous. To that end QuakeCov attempted to use a somewhat famous new AI tool to produce this article, specific to Earthquake Insurance.…Read More
Everyone knows that earthquake insurance is needed if you own a house. Although few purchase it. But can you get earthquake insurance is you rent a property? Thoughts on Earthquake Insurance for Renters How to procure Quake Insurance as a non property owner Is there a Value in getting Earthquake Insurance as a Renter? First…Read More
Where do you purchase Earthquake Protection for your Auto Policy Does Comprehensive Auto Coverage cover for Earthquake Damage Do you Need a Separate Policy to cover your Auto from Land Movement? Do you Need a Separate Policy to cover your Auto from Land Movement? In general, you do not need a seperate auto policy to…Read More
Was the damage done to your house from the initial Earthquake or the Aftershock? The reason that this determination can be so important with an Earthquake policy. How to protect your property form the Chasm created by Earthquake Policies. The Secret of Aftershocks on Earthquake Policies Explained: All insurance policies have a start date. Property…Read More