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Have you ever wondered why you get earthquake insurance offers in California? Why they seem to show up in the mail, even when you did not ask for one? Why homeowners that are insured in California, get Offers of Earthquake Insurance at least every other year. California has some great laws. The state also has…Read More
Loss Assessment might just be the most important insurance coverage that a Condo Unit Owner has never heard of. And in regards to Earthquake Insurance it may be the reason that you should get an Earthquake policy. EQ Loss Assessment Coverage should be procured by every condo unit owner in the state of California, assuming…Read More
A recent article found on CNN compares an earthquake damaged home to “a giant lawn ornament that’s going to bankrupt” the homeowner. However rude this clickbate headline/sub headline is – it brings to light the need and value of earthquake insurance. As good as the sentiment is – the overall earthquake insurance information is sub…Read More
The California Earthquake Authority has a back door to allowing a Day of Extra Insurance at what seems is no cost. We won’t say its free, but… We use wording direct from the CEA insurance manaul in this post. CEA and an the Secret Extra day of Quake Insurance Free, No Charge, An Extra Day…Read More
According to multiple sources including CNN and NBC a large earthquake struck the East Coast of the United States on April 5th 2024 at around 1030AM – East Coast Time. The initial readings show it to have been a 4.6 magnitude shaker located in Lebanon New Jersey. This location is around 100 miles from New…Read More
Can You Even Get Earthquake insurance in California in 2024? Earthquake Issuance during Crazy Insurance Times Who is writing Quake Insurance right now? The Background of the Crazy California Insurance Situation: The insurance market in California in 2024 is in a very crazy state. Numerous property insurers, including State Farm are not accepting new home…Read More
Scientists have proposed that an large Alien World may have crashed into Earth billions of years ago and help to set the basis for our planet. Hence much of the inside of planet earth may be made up of another planet. This ground breaking and cutting edge theory may not be as crazy as it…Read More
What is Cat Risk? Catastrophic Risk and Catastrophe Insurance, briefly explained Who Insures Cat Risks? It is said that Catastrophe Insurance is insurance for certain “low probability high cost events.” Events that are typcally excluded from typical homeowners insurance. The Catastrphofic risks, CAT for short include: Flood, Earthquake, Hurricane, riot, and even terrorist events. A…Read More
On October 18th at 9:29AM in the morning the automatic quake alert system went off. A 4.2M tremor triggered the alert system. According to Insurance Journal: “The tremor triggered a warning from the West Coast`s ShakeAlert system, which detects the start of a quake and sends alerts to smartphones in areas expected to experience shaking.”…Read More
What is Fungi on a CEA policy? Why does Fungi matter for Earthquake Policies? Fungi on the CEA Policy Form: The word Fungi is listed approximatly 12 times on the the BEQ-3B (01-2019 edition) California Earthquake Authority Basic Earthquake Policy for Homeowners. Fungus can also be found once. What is most interesting about Fungi as…Read More